The Real Estate market is no exception to the ever changing state of our country. Concern is growing on what the long term and short term effects will be, and the lasting impact on our economic future. The Federal Reserve made the decision to cut the interest rates on March 15, to a historically low zero percent. That being said, there is no indication that mortgage rates will ever be at zero percent because they base long term loans on a broader financial analysis. The rates did however drop lower then normal, and they will likely continue to go down as the stock market drops.