After finding the perfect home, you will sit with your agent and work up an offer. They will work with you to ensure it states your specific terms. Do you want to leave the refrigerator? The swing set? The pool equipment? You may ask for a blank copy of the standard RPA(Residential Purchase Agreement) to read ahead of time. At this point the seller may accept your offer or come back with a counter offer. If a counter offer comes back, you will have the opportunity to decide whether you want to accept it, or to counter back with your own modifications. Your offer will need to be accompanied by earnest money, a check made out to the title company which will only be cashed upon an accepted contract. This check will be given to the title company when your offer is accepted and will be credited to you in closing costs. When an agreement is reached on both sides and all documents are signed, you are both then under a legally binding contract and protected by it.